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Reliable records.
Instant intelligence.

Every email, file, and deadline, filed to the work it belongs to, the moment it arrives.

RECORD · LIVE
09:14Chambeshi Bank confirmation filed · Mwanzo Holdings / FY2026 audit
09:11Confirmation period doesn't match year end · flagged before sign-off
08:52Kafue Agri Processing submitted 4 records · VAT June 2026

01 / THE ENGAGEMENT RECORD

Everything attaches to the work
it belongs to.

Every piece of client work is an engagement, a statutory audit, a monthly VAT filing, a tax advisory matter. Emails from the client, documents received, checklist items, deadlines and ownership all attach to it.

ATTACHESClient email, received documents, working papers
TRACKSChecklist state, deadlines, review and sign-off
SHOWSWho is responsible, and what is outstanding
MORE ON ENGAGEMENT MANAGEMENT
ENGAGEMENT · AUD-2026-014
Mwanzo Holdings Ltd - FY2026 Statutory Audit
FIELDWORK
PARTNER
C. Musonda
SENIOR
N. Phiri
YEAR END
30 June 2026
EVIDENCE
37 / 52 signed off
EMAIL09:14 today
Bank confirmation - Chambeshi Bank
filed to · Bank & cash / Confirmations · 2 attachments
DOCUMENTYesterday
Trial balance - 30 June 2026 (final).xlsx
linked to · 14 checklist items
SIGN-OFF2 days ago
Borrowings - interest recomputation reviewed
C. Musonda · 3 source documents attached
REQUEST3 days ago
Petty cash count sheets requested from client
outstanding 3 days · client link opened, not submitted

02 / AUTOMATIC CAPTURE

The record builds itself.
We make filing effortless.

Jabaricom connects to the firm's email. When a client sends a document, the system recognises which client and which engagement it belongs to, and files it against the item it answers. No saving attachments. No forwarding to colleagues.

MORE ON DOCUMENT INTELLIGENCE
01 / ARRIVESNEW
finance@mwanzoholdings.co.zm09:14
Re: FY26 audit - bank confirmations

Hi Natasha, please find the Chambeshi and Luangwa confirmations attached as requested. Petty cash sheets to follow.

PDFChambeshi confirmation 30.06.26.pdf
PDFLuangwa confirmation 30.06.26.pdf
02 / RECOGNISEDMATCHING…
CLIENT
Mwanzo Holdings Ltd
ENGAGEMENT
FY2026 Statutory Audit · AUD-2026-014
CHECKLIST ITEM
Bank & cash / External confirmations
1 of 3 institutions received
03 / FILED
Chambeshi BankRECEIVED
Luangwa Trust BankRECEIVED
Mosi Commercial BankOUTSTANDING

Filed automatically · no action taken by the engagement team

03 / WHY IT MATTERS

Every engagement creates knowledge that almost never gets kept.

What gets recorded ends up in flat folders with no context. What doesn't get recorded lives in people, and leaves when they do.

WITHOUT A RECORD
Half a day

to reconstruct an answer that already exists somewhere, in a folder, an email thread, or a colleague's memory.

WITH JABARICOM
Thirty seconds

because the record already exists, connected, in context, and complete the moment the question is asked.

04 / GROUNDED IN EVIDENCE

Every answer, traced
to its source.

Ask a question about an engagement and the answer is grounded in the actual file, client documents, correspondence, and the standards that govern the work, not a general-purpose guess.

MORE ON AI AGENTS
app.jabaricom.com/engagements/SAVA-26-TAX-01
ACT
Income Tax Act
Withholding Tax · Non-Residents
14 / 58

Management or consultancy fees paid to a person not resident in Zambia are subject to withholding tax at 20%, deducted at source and remitted by the payer to the Zambia Revenue Authority.

Where a double taxation agreement is in force and the payee has provided a valid tax residency certificate, tax may instead be withheld at the reduced rate specified in that agreement.

AI INSIGHTSCHATLINEAGE
SCOPEWhole engagement

Savanna Health Services pays a monthly management fee to its regional shareholder in South Africa. Is withholding tax due, and does the double tax agreement change that?

A

Management fees paid to a non-resident are subject to withholding tax at the domestic rate of 20%, deducted at source and remitted to ZRA.1Under the Zambia–South Africa double tax agreement a reduced rate can apply, but only once the shareholder provides a valid tax residency certificate, without it, the domestic rate stands.2The management fee schedule on file for this engagement doesn't have that certificate attached yet.3

[1]Income Tax Act (Zambia) · Withholding Tax, non-residents
[2]Zambia–South Africa Double Taxation Agreement
[3]Engagement file · Management fee schedule
Ask about this engagement…

AI responses may be inaccurate. Verify critical information against primary sources.

05 / FOR EVERY WORK STREAM

CYCLING THROUGH SERVICE LINES - CLICK ANY TO HOLD01 / 03

A structured evidence checklist, tracked from request to sign-off.

What the firm needs from the client, organised by category, each item tracking whether it has been received, reviewed and signed off. Documents and emails link directly to the item they answer.

01Every item shows its state and who holds it
02Received documents attach to the item they satisfy
03Sign-off carries its evidence with it
EVIDENCE CHECKLIST
Mwanzo Holdings Ltd - FY2026 Statutory Audit
37 / 52 signed off
01 / BANK & CASH
External confirmations - Chambeshi, Luangwa, Mosi
IN PROGRESS
3 documents · 2 emails linked2 of 3 received
Bank reconciliations - June 2026
REVIEWED
4 documents linkedN. Phiri
Petty cash count sheets
OUTSTANDING
requested 3 days ago · client link opened-
02 / BORROWINGS
Facility agreement & amended terms
SIGNED OFF
2 documents · restructuring March 2026C. Musonda
Interest recomputation - FY2026
REVIEWED
1 observation raised on this itemN. Phiri
03 / RECEIVABLES
Aged debtors listing & top-10 confirmations
IN PROGRESS
7 of 10 confirmations returned2 of 3 items

06 / INTELLIGENCE IN THE WORKFLOW

Observations you
didn't know you needed.
Made the moment a document arrives.

Jabaricom reads what comes in and raises what matters, a document covering the wrong period, information missing ahead of a filing, figures that don't agree to what is already on file. Specific, sourced, and there before anyone thinks to look.

MORE ON AI AGENTS

A SUGGESTION, WHEN IT MATTERS

Most documents file themselves. When Jabaricom isn't certain, it asks, the right engagement and evidence folder, one click to confirm.

DOCUMENT ASSISTANTMwanzo Holdings Ltd · Statutory Audit FY2026
TB
Thandiwe Banda2 min ago
FY2026 Trial Balance
XLSMwanzo-Holdings-TB-FY2026.xlsx234 KB
AI SUGGESTION
File to: Mwanzo Holdings Ltd
Statutory Audit FY2026 · Financial Analysis Evidence
JM
Joseph Mwansa1 hour ago
Q2 Financial Review
OBSERVATION · PERIOD09:14 today

This confirmation covers the wrong period.

The Kafue Agri Processing confirmation received states balances as at 31 December 2025. The engagement year end is 30 June 2026. A revised confirmation will be required before this item can be signed off.

Kafue Agri Processing confirmation · p.1
RAISED AUTOMATICALLY ON ARRIVAL
OBSERVATION · FILING RISK6 days 04:12

Two branch returns are missing for June VAT.

Kafue Agri Processing's submission covers eleven of thirteen branches. Ndola and Kitwe sales records have not been received. On last month's pattern these arrive three days late, and the return cannot be filed complete without them.

Records checklist · VAT 06/26
SURFACED AHEAD OF THE DEADLINE
OBSERVATION · DISAGREEMENTYesterday

The computation doesn't agree to the accounts on file.

Interest per the client's computation is ZMW 1,001,000. The trial balance on file carries ZMW 958,400, a difference of ZMW 42,600, consistent with the March restructuring being applied for the full year rather than from the amendment date.

1,001,000 − 958,400 = 42,600
TB · L3-004Tax comp · p.4
VERIFY AGAINST SOURCE BEFORE RELYING

07 / CLIENT SUBMISSIONS

Your client sees exactly what you need,
and uploads straight into the record.

Send a secure link. The client sees each item being requested, uploads against it, and the file lands filed in the right place, no email chase, no attachments to save, no ambiguity about what is still outstanding.

MORE ON CLIENT DIRECTORY
SECURE SUBMISSION · MWANZO HOLDINGS LTD
Documents requested for the FY2026 audit
6 of 9 items submitted · link expires 31 July 2026
Bank confirmations - all institutions
2 files submitted 09:14 today
SUBMITTED
Aged debtors listing at 30 June 2026
1 file submitted 8 July
SUBMITTED
Petty cash count sheets - June 2026
Drop files here, or choose from your device
Board minutes - FY2026
requested 3 days ago
AWAITING

08 / WHO IT IS FOR

Partners see everything. Seniors run the work. Juniors learn as they go.

Partners

Every engagement, its status, and what's outstanding, without chasing anyone on the team for it.

-Status of every active engagement, live
-Filing deadlines and what threatens them, before they're missed
-Review and sign-off backed by the evidence, not a summary of it

Seniors

Where the work actually happens: documents, checklist, correspondence and technical analysis, together.

-No manual filing, forwarding or renaming
-Request documents from clients in one click, and follow-ups chase themselves
-Technical analysis worked through to a memo a partner can sign

Juniors

Real technical work from day one, with the firm's own precedent and reasoning to learn from, not just a checklist to clear.

-Draft analysis grounded in this engagement's documents, with sources a senior can check
-See exactly how a similar matter was reasoned through last year, not just the outcome
-Review comes back on judgment, not on formatting or missing evidence

09 / ADOPTION

Keep your email.
Keep your process.
The record still gets built.

Your team's email, files and process stay exactly as they are. Jabaricom works inside that flow and turns it into a structured record as it happens, no migration project, no new way of working to learn.

AFRICA-HOSTED INFRASTRUCTURE

Your data stays on servers built for African firms, not routed through a third country.

PROCESSED ON YOUR INSTRUCTION ONLY

Nothing is read, summarised, or filed unless your team took the action.

NEVER USED TO TRAIN MODELS

Your engagements are yours. Client data is never used to train any model.

10 / QUESTIONS

Worth asking before you book a demo.

How long does setup take?

Most firms are running in 10 to 15 minutes. If you need existing records migrated, our team handles it, usually within 1 to 2 business days.

Do we have to change how we work?

No. Your team keeps its email, files and process exactly as they are. Jabaricom works inside that flow and builds the record as it happens.

Is our client data secure?

Yes. Everything is encrypted in transit and at rest, hosted on infrastructure built for African firms, and never used to train any model.

Can we migrate from what we use today?

Yes. Client records, documents, and engagement history can be imported from CSV, Excel, or your current practice tools.

Does it work on mobile?

Yes. Engagement views, search, and the AI agents all work in modern mobile browsers, no app install required.

What does it cost?

It depends on firm size and scope. Book a demo and we'll work out what fits before you commit to anything.

KNOWLEDGE INFRASTRUCTURE FOR PROFESSIONAL SERVICES IN AFRICA

Every engagement leaves a record.
Every record compounds.

Not a tool that sits alongside how firms work, but the foundation on which what a firm knows becomes permanent, retrievable, and independent of who happens to still be there.

BOOK A DEMO · ZAMBIA

Speak to us directly.

Jabaricom is built for accounting and audit firms in Zambia that want engagement records built as the work happens, not assembled under review pressure. Book a demo and we'll show you how it fits your firm's workflow.

Request a demo
01 / HOW WE WORK

Built directly with accounting and audit firms.

Every feature is shaped by real engagements, real deadlines and real client correspondence, rather than an idea of how firms work.

02 / WHAT TO EXPECT

A conversation, not a sales pitch.

How your engagements run, what your deadlines look like, and where work is currently lost between people.

03 / WHO IS BEHIND IT

A chartered accountant and an engineer, in Lusaka.

We have sat in these engagements ourselves. Every request is read and answered personally.